Buying a home can be one of the most stressful times in a person’s life but it can also be one of the most rewarding. Toi's goal is for each customer to feel comfortable throughout the loan process.
Communication is key to a streamlined process. She will take the time to explain the process and keep the customer updated on what stage we are in. Toi believes it is very important for the borrower to have an advocate at their closing in addition to their Real Estate Agent. She will make every attempt to attend all of her closings.
Toi is not a transactional loan specialist; She is a relational loan specialist. She is interested in building a trusted and lasting relationship with her customers. She is honored to say that many of her customers have become her friends.
Toi is an Army Veteran who is proud in taking the utmost care of her clients. She has been in the industry for 20 years. Being born raised here in Houston she has raised her family here and have been involved in the community, school and church. She looks forward to helping you achieve your dream of home ownership for the first time, or the 10th time!
Toi will be in control of your loan file from start to finish, and she will be up to date on the status of your loan at all times. She understands the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.
Toi invites you to put her and her team to the test. Let Toi show you how simple and easy securing a mortgage can be. She know that buying or refinancing a home is the biggest financial decision of her clients’ lives. That’s why she will make it a point to consult with her clients throughout the entire loan process, so you be well educated and be an active participant in the transaction.
Toi have an extensive background in all facets of mortgage lending and assisting her clients with many different needs, whether you are a homebuyer looking to purchase a new home or a current homeowner looking to benefit from refinancing. Here expertise includes Conventional, Jumbo, FHA, VA, USDA, Renovation and Reverse loans.
Toi will also make a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so that she can serve as an informed advocate for her clients. Her focus is on not merely getting her clients a loan, but finding the best possible loan for them.
Contact Toi Parnell today. You'll be glad you did.